Focused on You
Because You Deserve the Best Experience.
Partnering Together
A stronger relationship leads to better outcomes
1
Let’s Get Acquainted
What’s important to you, where you are and where you want to go.
2
A Personalized Plan
A tailored financial strategy that aligns with your unique goals.
3
Expertly Implemented
Investment and Tax Strategies with ongoing management to stay on track.
What’s on Your Mind?
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Yes!
It's my commitment, ethically and legally, to always act in your best interest.
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Fee-only means you pay directly for services—no hidden commissions or kickbacks.
Other firms are often incentivized, monetarily, to recommend certain, higher cost, investments to clients.
With GWM, you know the advice you get is 100% focused on what’s best for you, not influenced by outside incentives.
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Our fees are straightforward and based on the services you need.
Whether it’s a percentage of assets we manage for you or a flat fee for financial planning, everything is transparent and discussed upfront.
No surprises
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A commission-based advisor earns money by certain selling financial products, like insurance or mutual funds.
This can create conflicts of interest.
As a fee-only firm, GWM isn’t paid by anyone but you, so our entire focus is helping you achieve your financial goals
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Not at all! We work with individuals and families at all stages of wealth-building.
Whether you’re just starting out or managing a complex portfolio, we’ll create a plan that’s right for you.
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We start by understanding your goals and preferences.
Then, we build a custom investment plan and actively manage your portfolio, keeping you up to date along the way with regular communication .
You’ll always know you're on track to your goals.
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In addition to managing your investments, we offer comprehensive financial planning, retirement strategies, tax advice, and more. Our goal is to be your go-to resource for all things financial, from today’s questions to tomorrow’s big plans.
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It’s up to you! Some clients prefer regular check-ins, while others reach out only when something comes up.
For most, meeting two to four times a year is right to stay up to date on the changes in your portfolio and your life.
We’re flexible and here when you need us, with communication that fits your schedule.
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We offer a free initial consultation where we can chat about your goals and see if we’re a good fit
There’s no pressure—Simply an opportunity to understand your what's important to you
Schedule My Call
Expert Planning & Management
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1.00% | First $3 million
0.75% | Next $2 million
0.50% | Next $10 million
0.25% | $15 million and above
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The annual advisory fee is paid quarterly in arrears based on the average daily balance of the Client’s account(s).
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Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.
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The advisory fee is a blended tier. For example, for assets under management of $4,000,000, a Client would pay 1.00% on the first $3,000,000 and 0.75% on the remaining balance. The formula for the quarterly fee is determined by the following calculation: (($3,000,000 x 1.00%) + ($1,000,000 x 0.75%) ÷ 4) = $9,375.
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In determining the advisory fee, we may allow accounts of members of the same household to be aggregated. GWM relies on the valuation as provided by Client’s custodian in determining assets under management.
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If GWM utilizes an Outside Manager, the above fee schedule does not include the Outside Manager’s fee. The Outside Manager’s advisory fees, billing schedule, and payment procedures are set forth in their separate written disclosure documents, advisory agreements, and/or the account opening documents of your account Custodian. At no point will the combined fee charged to the Client exceed 2% of assets under management.
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Investments
Holistic portfolio management with strategies for asset allocation and tax efficiency. Ensures your investments align with your goals while maximizing returns.
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Planning
Expert, personalized, and proactive. Simplify the complex to meet your needs, encourage decisive action, and maintain flexibility for all that life holds.
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Taxes
Proactive action to minimize taxes and plan for the unexpected. Integrated into all our financial plans. Stay Tax-efficient and keep more of what you’ve earned.
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Lifestyle
Life is about experiences, wellness, and adventure. Enjoy meaningful pursuits now, stay financially secure for the future.
Privacy policy
We want our clients to understand what information we collect, how we use it, and how we protect your personal information.
This privacy policy explains how Grinstead wealth management Collects uses, shares, and protects personal information obtained by individuals who interact with our website services and marketing activities.
Grinstead Wealth Management, LLC (“GWM”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us.
We will not sell your personal information.
Why We Collect Your Information
We gather information about you so that we can:
Help design and implement the investment and financial planning related services we provide you; and
Comply with the Federal and State laws and regulations that govern us.
What Information We Collect and Maintain
We may collect the following types of “nonpublic personal information” about you:
Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, and financial information;
Information that we generate to service your financial needs; and
Information that we may receive from third parties in connection with the services we provide you.
What Information We Disclose
We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. GWM may disclose client's nonpublic personal information: (1) to individuals and/or entities not affiliated with GWM, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, record keeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client's engagement with GWM (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.
In the event that GWM has a change to its client privacy policy that would allow it to disclose nonpublic personal information not covered under applicable law, GWM will allow its clients the opportunity to opt-out of such disclosure.
How We Protect Your Personal Information
Privacy has always been important to GWM. We restrict and limit access to client information only to those who need to carry out their business functions. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies or independent contractors not affiliated with GWM will be subject to confidentiality agreements.
Former Clients
Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic personal information with strict confidentiality. We maintain all records regarding all former clients for the retention period required by law.
Contact Us
Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Justin Grinstead, Chief Compliance Officer of GWM. Please contact Justin Grinstead at (505)-397-1629.
Effective Date
This Privacy Policy is effective as of February 5th 2025